How to Offset Higher Deductibles on Homeowners Policies (Lubbock, TX)

Hi, this is Jeff Shropshire with the Shropshire Agency! Today, I’d like to talk to you and offer a solution on how can you help offset these higher deductibles we’re seeing on our homeowners policies.

Here in our area, we’re seeing many of our wind and hail deductibles going from 1% to 2%. We’re also seeing the strategy of people raising their other deductibles on their homeowners policies to help save on premium.

Well, what happens when you have the claim and now you have to pay the deductible? Well, we have a solution here at the Shropshire Agency that can help offset those extra out of pocket expenses, and it’s our home protection plan!

This is not insurance, it’s separate plans that we have for home and autos. And one of the features of the plan for the home is that it will help reimburse you up to $2500 to pay back a deductible. You can use this once for every 12 month period of time.

This can be really helpful if you have a hill claim, a water claim, or a fire claim, and it can really put the money back into your pocket because these deductibles can be quite expensive.

You can find the home plan as well as the auto plan at Shropshireinsurance.com and then just click on protection plans.

Also, you can purchase this directly off of our website; When you open up the flyer, scroll down to the bottom, and when you see the QR code, you can just sign up for either one or both plans.

And if you have questions, do call us here at the Shropshire Agency.

We’d be happy to review your insurance coverage options with you! Give us a call at (806) 763-7311 or visit https://shropshireinsurance.com.

Protection Plan Introduction/Teaser (Lubbock, TX)

Hi, this is Jeff Shropshire with the Shropshire Agency. Over the last 70 years, our agency has been helping families with home and auto insurance, as well as businesses with commercial insurance.

We’re about to introduce some new options available in our portfolio for homeowners and auto owners. We know that right now, deductibles and the price of premiums are very expensive. We’ve gone out and found a solution—it’s a non-insured solution that we will be introducing over the next few segments of our video series. You’ll be able to see these protection plans for your home and your auto.

The great thing about what you’re going to see is that many of these plans help address and alleviate some of the deductibles you would pay, whether on your homeowners’ or auto insurance, if you were at fault. We believe these options will be great not only for the Lubbock community but for all of Texas, and actually, anyone who owns a home or auto in the United States. The Shropshire Agency can provide this product.

The cost will be much lower than traditional home and auto insurance. While it doesn’t replace your insurance, it helps with the out-of-pocket costs, including some of those deductibles, when you’re taking care of your home or auto.

Stay tuned and look forward to our next video series, where we’ll show you how we can help with these protection plans.

We’d be happy to review your insurance coverage options with you! Give us a call at (806) 763-7311 or visit https://shropshireinsurance.com.

5 Reasons For Financial Devastation (Lubbock, TX)

We see five main reasons why people suffer financial devastation when mayhem strikes. We made this video to make sure this doesn’t happen to you. Number five, they don’t know that flood is not covered in a home policy. Number four, they don’t realize how often the liability limits of auto and home policies are often exceeded. Number three, they don’t understand the importance of a personal umbrella policy. Number two, they don’t prepare for the worst and understand how inexpensive life insurance really is! Number one, they don’t update their insurance when their lives change. These items are just a short list of the many hazards that seriously affect our customers lives. How do you protect yourself? Schedule an Annual Insurance review as soon as possible! Sit down with your agent, your trusted advisor. It’s our job to make sure you are protected. And not only that, nearly 70% of the time, we are even able to save our customers money.

We’d be happy to review your insurance coverage options with you! Give us a call at (806) 763-7311 or visit https://shropshireinsurance.com.

Concierge Program Overview (Lubbock, TX)

Finding the best service providers in town can be frustrating. That’s why we want to share our concierge program with you. We’re your local field guide to businesses that provide top quality service. Looking for reliable assistance with your Real Estate needs? New restaurant? Auto mechanic? Chiropractor? Our concierge program is your one stop resource. It’s free to use, and we don’t charge businesses to be listed either, but they can only be added if a customer or our team recommends them. Several concierge members are even featured each month in our magazine publication called Our Hometown, which also includes articles to help you live well and thrive. Have you had a terrific service from another business recently? Let us know, and we’ll consider their addition to the program. In need of a service now? Simply click the concierge program menu link at the top of our website, and then select the category of service.

We’d be happy to review your insurance coverage options with you! Give us a call at (806) 763-7311 or visit https://shropshireinsurance.com.