Hi, I’m Jeff Shropshire with Shropshire Insurance of Texas.

Today in our office, we’ve been talking about personal auto insurance — and I wanted to share a few important updates and tips with you.

Right now, we’re starting to see a lot more competition in the auto insurance market, which means this could be a great time to review your rates. You may notice that your auto insurance premiums are finally starting to come down, so it’s worth checking to see if you can save some money.

When you review your policy — and you should do this at least once a year — make sure to look at your liability limits and your uninsured/underinsured motorist coverage. A lot of people set those limits years ago when they first bought insurance and never updated them. But it’s important to have strong coverage in both areas.

Here in Texas, there are unfortunately quite a few drivers on the road without insurance, so having good uninsured motorist coverage can really protect you. And when it comes to liability insurance, that coverage helps pay for damage to someone else’s property or their medical bills if you’re at fault in an accident.

We know that the value of vehicles on the road today is much higher than it was even five years ago — and so are medical costs. There’s also more litigation happening now, so it’s really important that your liability limits are high enough to protect you financially.

If you need higher limits, you can always look into adding an excess policy for extra protection.

Now, if you’re looking for ways to save on your premium, another good step is to review your comprehensive and collision deductibles. Raising those deductibles to an amount you can comfortably afford can help lower your monthly costs.

While you’re at it, take a look at other coverages like towing and rental reimbursement to make sure you have the protection you want.

Here at Shropshire Insurance Agency of Texas, we’re seeing many of our markets become more competitive — which means now is a great time for a full coverage review. We’d love to sit down with you, go over your auto insurance and home insurance, and find a plan that truly fits your needs and your budget.

At Shropshire Insurance, we believe in personal, one-on-one service.
So give us a call today — let’s review your coverage and see how we can help you protect what matters most.

Give us a call at (806) 763-7311 or visit https://shropshireinsurance.com.