(806) 763-7311

Will Homeowners Insurance Cover A Civil Lawsuit? (Lubbock, TX)

With lawsuits becoming more frequent. Over recent years, many homeowners want to know if a home insurance policy provides protection against being sued in a civil proceeding. Now, the answer to this question really depends entirely on the details of your particular insurance policy. While many general home insurance plans offer some amount of liability coverage, the amount of coverage can vary. And it is worth noting that if you’re still paying off your mortgage, your bank may require you to have a certain amount of liability coverage in your policy to make sure that you are fully affected from litigation. It is definitely wise to include at least some liability coverage in your home insurance policy and it’s also a good idea to consider an umbrella policy which will further increase the coverage limits for additional details on how to ensure your home insurance policy provides proper liability protection for you and your family, speak with your insurance agent before making any final policy choices.

We’d be happy to review your insurance coverage options with you! Give us a call at (806) 763-7311 or visit https://shropshireinsurance.com.

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Excellent

4.8

Chris Powell

I've worked with Amy at Shropshire on my policy and she is always patient and helpful, helping me with a myriad of options and breakdowns. I'm so grateful for her help and kindness!

Response from the owner: Thank you so much for taking the time to leave an excellent rating. We really appreciate your business.

Jon Live Life Well Clinic

Jeff is awesome. He listens to what your concerns and needs are and tailors everything to exactly what you need to have peace of mind.

Response from the owner: Thank you so much for taking the time to leave an excellent rating. We really appreciate your business!

D Bunting

Our agent, Ilene Hobgood, is excellent and we have recommended here to several of our friends and neighbors.

Response from the owner: Yes, we are so grateful to have Ilene on our team! Thank you for the referrals!

Admin DMCo

A very personable experience ANY time I have a question or need assistance. I couldn't ask for better!

Response from the owner: Thank you for your great 5 star review!

KIP LEDGERWOOD

Great people, very helpful in all aspects. Thank you!

Response from the owner: Thank you, Kip for the kind review. We are blessed to have auto insurance customers like you!

Dixie Stewart

All of the staff are great! Very helpful and answer any questions or concerns!!!We are very pleased and highly recommend Shropshire AgencySteve and Dixie Stewart

Response from the owner: Thank you Dixie for your great review!

Judy Kelly

Very efficient, professional, pleasant attitudes to be around.It's making an unpleasant restoration so much easier to handle.

Response from the owner: Thank you Judy for your kind words regarding home insurance!

bill hillstrom

Great people, great service

Response from the owner: Thank you for the great review!

Lester Mills

Great service and always available to answer our questions!

Response from the owner: Thank you for the 5 star rating!

Cheryl Crabtree

It is a very top notch helpful business. They are there for their customers.

Response from the owner: Thank you for the great review and kind words.

Tameisha Bolen

I've been doing business with the Shropshire Agency for many years. They have taken great care of our family. I appreciate that they review our policies with us each year and make sure we are getting the best coverage for the best rates.

Response from the owner: Thank you so much for taking the time to leave us a 5 star rating - it's much appreciated!

Kathleen Phelan

With me every step of the way! Highly trusted agency, going above and beyond to ensure home security. Thank you!

Response from the owner: Thank you for your review!

Cindy Robinson

Great team to work with! 😃

Response from the owner: Thank you Cindy for the review!

Debe Snedigar

I've been with The Shropshire Insurance Agency since the mid 1970's and they have always been there for me when needed. They are a stellar agency!

Response from the owner: Thank you for sharing your experience!! We value your business and treasure your trust and relationship that have been built over the years.

Dan Lassiter

Great Staff

Response from the owner: Thank you for the 5 star review!

Alan Berger

I have been with this Insurance agency for years. They work very hard to make sure I have the right information when I need it. I am a small company, but they treat me like I am there only client. Great people, Great Service and Great knowledge of the insurance market and I would recommend them to anyone.

Response from the owner: Thank you so much for this 5-star review. We really appreciate you being a customer and helping to share the word about us!

Connie C.

The Shropshire Agency has handled our business insurance for years and we appreciate all their hard work to keep us covered as we should be. They always go the extra mile and are very courteous and professional. I highly recommend them.

Response from the owner: Thank you so much for taking the time to leave us a 5 star rating - it's much appreciated!

David McCulley

I have my home and autos insured through the Shropshire Agency and have for many years. I truly appreciate the professionalism and responsiveness that I consistently experience. Trusted team of people to work with and I highly recommend.

Response from the owner: We appreciate your business. Thank you for the wonderful review!

NMN Shannon

Shropshire handles the insurance needs of Shannon Sound & Lighting very well.

Response from the owner: Thank you for the 5 star rating!

Glenn Estes

Great people to deal and do business with

Response from the owner: Thank you for the 5 star review!

Logan Shelburne

Great people. They are able to shop through several different insurance companies to find the best deal to suit you personally.

Chuck Sudduth

Thank You, Chuck S.

Lubbock Cleaning Solutions

Jeff has been great to work with for our business insurance. I started a new business in Lubbock and he was with us every step of the way. The staff at Shropshire Agency has the best communication for any policy from start to finish. Don't waste your time with anyone else, they cover auto and home as well!

Katrina Kohnle

The Shropshire Agency has covered my business for the last 8 years. They are very thorough and go through my policy every year and have the ability to shop the policy to get the best prices. Great agency!!